3 mins read

When taking a personal loan is a bad idea

Getting a personal loan is often easier if your income is sufficient to repay the loan you have applied for. The lender would check your income, employment, credit score and residence proof before accepting your loan application. Since a personal loan is an unsecured loan, a borrower does not need to pledge any collateral to […]

6 mins read

Expanding the benefits of financial services

Having a financial account is essential for adults to save, borrow, make payments, and manage unexpected expenses. However, financial products come with risks, especially for those with limited financial knowledge or living in countries with poor consumer protection systems. Inexperienced account owners are vulnerable to fraud, over-indebtedness, and misunderstandings about account terms and fee structures. […]

7 mins read

Strategic Financial Leadership: 6 Skills CFOs Need Now

It used to be that a chief financial officer’s primary focus was on the traditional functions of the job: monitoring cash flow and financial activities; serving as a controller and accounting expert; limiting unnecessary spending; and ensuring that financial decisions conformed to standard operating procedures. These duties are still critical, of course, but they’re increasingly […]

7 mins read

Advantages of Google Sheets: Why It’s Time for Finance Pros to Switch From Excel

The Advantages of Google Sheets The main advantages Google Sheets has over Excel are seamless collaborative functionality, the ability to handle extremely large projects and data sets through its integration with BigQuery, and the automation opportunities available through Google Apps Script. While Excel and others also offer these capabilities, Google has made them so intuitive […]

11 mins read

How Forensic Accounting Can Supercharge Your Financial Risk Analysis

What Is Forensic Accounting? Forensic accountants, also called investigative accountants, are commonly associated with investigating criminal activity, but that’s not all they do. These specialized practitioners are equipped with specific accounting skills and tools to dig into what lies beneath financial statements and uncover other hidden problems and risks, including those related to: Fraud: loss […]

6 mins read

Why Your Startup Pitch Needs Sensitivity Analysis

As an FP&A specialist who has supported multiple successful eight- and nine-figure fundraising efforts through financial modeling and pitch deck development, I’ve learned firsthand the nuances that separate founders who get funding from those who leave the table empty-handed. To present a convincing case, founders must show that they’re effectively balancing risk and responsibility by […]